Call Us: 800.525.0554

 RATES AS LOW AS 3.98% 

 

Whether cruising the Chesapeake on board the “Sterling Lady” with our golden retrievers or sailing in the crystal clear waters of the Islands, the owners of Sterling Acceptance enjoy the boating life style.

Sterling Acceptance was founded in 1987 by avid boaters as well as banking experts. We have assembled a team of Marine and RV loan experts specializing in marine lending, loan underwriting, US Coast Guard Documentation, state titling and yacht insurance. Underwriting is our expertise, as our underwriters each have 35 to 40 years of experience. With this, the response turn-around time is exceptional. None of our competitors can offer the combination of banking credentials and industry experience that you will receive while working with our team at Sterling Acceptance Corporation!

We offer a wide variety of Boat and RV loan programs at competitive rates and terms. We will act as your intermediary to get you the best rate possible with a range of financial institutions we have established relationships with. We also offer US Coast Guard Documentation work, State Titling services, and Yacht Insurance, all done in-house at our corporate headquarters. We are a One Stop Shop! These services are available to you whether you wish to finance your boat purchase through Sterling Acceptance, or are paying cash for the boat. We are proud to offer services on a nationwide level. Our team can be found throughtout the United States and are ready to assist you. Don't delay, call today! 

  

 
Upcoming Boat Shows ~ 2020:
                       

Rhode Island Boat Show:  
Providence RI Convention Center ~ Jan 3-6, 2020 ~ Booth TBD

New England Boat Show:  
Boston MA Convention Center ~ Feb 8-16, 2020 ~ Booth 65

Palm Beach International Boat Show:  
Palm Beach Waterfront, Palm Beach Fl ~ Mar 26-29, 2020 ~ Booth 

Bay Bridge Boat Show:  
Bay Bridge Marina, Stevensville MD ~ Apr 17-19, 2020 ~ Booth F20

Annapolis Spring Sailboat Show:  
City Dock, Annapolis MD ~ Apr 24-26, 2020 ~ Booth B23

 

 


  • "I reached out to several companies and Sterling was the most accommodating with the best rates and terms. This is my fourth boat and the best experience I've had obtaining a loan."


    "I reached out to several companies and Sterling was the most accommodating with the best rates and terms. This is my fourth boat and the best experience I've had obtaining a loan."

    ~JB

  • The customer service and quick service was excellent. I appreciate all Kate did to make the process easy and smooth. I’d love to work with you again in the future! Thanks again

    The customer service and quick service was excellent. I appreciate all Kate did to make the process easy and smooth. I’d love to work with you again in the future! Thanks again

    ~ PM

  • A very easy and smooth process. When I had a question and sent an email, I received very fast reply’s with easy to follow directions. I would most definitely recommend SAC to my family and friends!

    A very easy and smooth process. When I had a question and sent an email, I received very fast reply’s with easy to follow directions. I would most definitely recommend SAC to my family and friends!

    ~BV

  • I appreciate all the work Mary Ann did for me especially concerning the tight schedule I was working on. She met all of my needs and the process was seamless. Thank you for everything.

    I appreciate all the work Mary Ann did for me especially concerning the tight schedule I was working on. She met all of my needs and the process was seamless. Thank you for everything.

    ~LS

  • Everything went great and Peggy was amazing to work with! We will definitely be back!

    Everything went great and Peggy was amazing to work with! We will definitely be back!

    ~SC